The account is intended to help members save for holiday spending. Member makes monthly contribution to the account. Withdrawal should be done twice a year earning interest

• The Account is withdrawable once per year on your leave days or December Holidays.
• Minimum monthly contribution is Ksh 500 through check-off, standing order, m-banking or direct deposit to FOSA account.
• The account has no minimum balance and no ledger charges.
• Minimum interest earning balance is 5,000/=
• Any premature withdrawal will be charged 500/=
• The best saver will earn bonus interest at the end of every year.
• One ID copy and passport photo required.