- One’s salary must be passing through the FOSA account
- Minimum applied amount is KES2,000
- Maximum applied amount is KES5,000
- Members with overdraft are not eligible for the product
- The interest rate is at 7.5 percent
- Disbursement of the loan will be on the FOSA account then the member can withdraw it using mobile banking
- Maximum repayment period is one (1) month
- Monthly share contribution
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